Earn Money on YourMoney Without LosingAccess to Your Cash
Cash Management System for Agricultural Producers
We are here to help you:
Smooth OutUnpredictable Income
Earn CompetitiveReturns on Your Cash
Access Your MoneyAnytime You Need It
Are You Struggling with Financial Instability Between Harvest Seasons?
As a farmer, you face a seasonality that can make you feel:
- You have to struggle to make your money last from harvest to harvest
- Worried about making long-term investments in case you need to access the money for an emergency
- Helpless to change your situation
We believe you should be able to make money on your money, even if just in the short term.
Have Your Earnings Make Money for You in the Off-Season
Our goal is to help you:
Day 1
Our T-bill ladders mean you will see additional income in your account the day after depositing your money.
Day 90
Have enough earnings to contribute in a meaningful way to your expenses.
Year 1
Be able to pay for significant expenses through the income generated from our system.
We Help You Achieve Better Returns
We understand how frustrating it can be that the banks don’t pay you what you deserve on your money.
- We have developed low-risk T-bill ladders to help you make money on the capital you have available while still giving you access to your cash.
- Our firm’s founder, David Durra, has worked in agricultural finance for over 20 years.
- As an active agricultural commodity trader, David has been forced to be hyper-efficient with cash, and he can help you do the same.
Make Money Without Locking It Away in Long-Term Investments
For farmers, the inability to lock away cash in long-term investments because they may need access to it in case of an emergency can leave them feeling helpless to change their situation. At Yield Growth Advisors, we build low-risk T-bill ladders to help farmers make money on the capital they have available while still giving them access to their cash.
We are an independent Registered Investment Advisor based in San Diego, CA, helping agricultural producers who grow crops that aren’t hedgeable. The farmers we work with often experience large influxes of capital at one time and then no income for many months. We help farmers stretch out this capital by providing short-term returns using low-risk T-bill ladders. Most banks will not offer competitive returns for short hold times, but we do—thus helping farmers increase their income without increasing their labor. Working with you, we can help:
- Alter your business to be more efficient with not just your money but also your time
- Gain more free time and greater flexibility in your business practices
- Use your newfound financial freedom to enjoy life outside of work
Services
FinancialPlanning
InvestmentManagement
CashManagement
How To Work With Us
Schedule a Call
We’ll conduct a preliminary call to determine if your agricultural business is a potential fit for our strategy.
Discuss Steps
Go over how our process works and the steps to help maximize returns on your short-term cash deposits.
Start Earning Money
Sign the agreement to start earning returns the day you deposit your money.
Are We a Match?
You want to partner with a financial advisor whose expertise is working with people like you. We may be a good fit if you:
- Are a farmer seeking to stretch out your earnings across the year by generating additional income on your cash
- Want financial stability in a business that has large influxes of cash at one time and then no income for many months
- Want to work with a financial advisor who will help you make money on your cash without locking it away for the long term
- Have investable assets of more than $10,0000 (we charge a 0.25% management fee)
We believe you should be able to make money on your money, even if just in the short term.
Take the First Step - Schedule a Call!
Are you ready to stop struggling to make your money last from harvest to harvest and feeling helpless to change your situation? Take the first step to gaining greater financial stability by having your lumpy earnings make money for you in the off-season. Schedule an introductory call today.